Control Your Rental Experience
Every renter should have options. Whether you go deposit-free or pay a cash deposit, personalize your experience with our flexible move-in solution & customized payment plan.
Keep More Money in Your Pocket
Whether you’re using our deposit alternative, free certified electronic payments service, or repaying a balance with interest-free installments, Obligo is here to help you save money while you rent.
Save Time for Activities You Care About
Complete move-in and move-out right from your phone. Instant and paperless. No more waiting for your deposit back via snail mail.
Rent with Confidence
We only work with trusted property managers who pass our qualification process. Your information remains private and secure.
New tenants applying for an available rental with Mountain Heights Property Management will be sent a link to apply for Obligo as part of your application process. For more details, speak with your leasing agent.
Current tenants not enrolled in Obligo can have their held security deposits applied to their future rent payments. Speak with a Mountain Heights Property Management leasing agent for a link to apply.
Qualifying for deposit-free living with Obligo is a breeze!
Obligo provides three easy options to qualify in-app:
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With a US bank account, checking or savings, connected with Open Banking
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With two cards and a soft credit check
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With two non-US cards and an ID verification
In the vast majority of cases, you will be able to qualify by connecting one US bank account. Obligo uses an open banking connection to run a lightning fast series of tests to ensure that sufficient funds are available in your account.
If you don’t have access to a US bank account, Obligo offers alternative options to qualify. You can choose to qualify with two US credit or debit cards and a soft credit check, or with two non-US credit or debit cards and ID verification with a passport.
How does Obligo’s deposit-free service work?
As an amenity to you, Mountain Heights Property Management has partnered with Obligo to let qualified new renters skip paying a cash security deposit at move-in. Current renters can also live deposit-free by choosing to apply their existing security deposit to rent. Obligo charges a fee for their service (a small percentage of your rental’s security requirement), and you keep your cash to invest, save, travel, or spend!
To live deposit-free, simply provide a payment method through the Obligo platform. If there are damages or missed rent at the end of the lease, Mountain Heights Property Management will be authorized to charge this payment method - up to the stated amount of security requirement - and you will be billed by Obligo.
Obligo is not an insurance product. You’re still accountable for any charges, but Obligo does offer the ability to repay charges in interest-free installments. Like a traditional deposit, you also maintain the right to dispute charges directly with Mountain Heights Property Management.
Already have an Obligo account, log-in and manage your settings through the Obligo mobile app or their website, here.